Flexible policy and coverage options can help give your pup the best care possible.
For over 20 years, we’ve been helping dog owners provide their pets with the best care possible. With flexible insurance options to choose from and next-day Accident Coverage, it’s no wonder that 120,000 pets are insured through our programs.
Deductible options: $100, $250
Help look after your dog's health with up to $3,000 in coverage per term.
Deductible options: $100, $250, $500
Get up to $5,000 in coverage per term and get a little more peace of mind.
Deductible options: $100, $250, $500, $1000
Enjoy the perk of extra coverage and the flexibility of four deductible options with up to $10,000 in coverage per term.
Rest assured knowing that you and your dog get $20,000 in coverage per term, the maximum amount available.
All plans are available for 8-week-old – 10-year-old dogs.
Deductible Applied Once Per Policy Term What's a Deductible and Co-Insurance?
The deductible is applied annually (Once Per Policy Term) to eligible claims.
Co-insurance is applied on each eligible claim for Coverage under the Veterinary Fees Benefit. Your share of each eligible claim will be stated on your Document of Insurance.
(No Deductible or Co-Insurance)
$500 per incident
*Additional benefits are in addition to the Veterinary Fees Coverage, and are not subject to a co-insurance or a deductible. Additional restrictions apply.
For just a little more per month, you can add wellness coverage and get reimbursed up to the scheduled amount for routine and preventative care. Help protect your pet from getting sick and get coverage for annual wellness exams, vaccines, dental care and more.
Select your state to see your Wellness Coverage options.
Total Annual Benefit Per Cat or Dog
Optional coverage may be added to Extra, Classic, Super & Champion policies.
“Our terrier Cocoa had an unexpected accident, when she was just a puppy and needed surgery for a metatarsal fracture (the bones that help her balance). 24PetWatch Pet Insurance helped to cover expenses, making things easier for our family. I was surprised by how much of a difference it made and was so thankful we had it. I would certainly recommend it to the people in my life. You never know what can happen.”
Have questions? Find the answers on our FAQ page.
Pet Insurance FAQ >
Notice to California Residents
Medical Conditions that are noted, symptomatic or diagnosed prior to enrollment, or during a waiting period are pre-existing to Coverage and not eligible for reimbursement. This advertisement is an outline only, the actual policy issued Terms and Conditions will prevail. © 2021 All rights reserved. 24PetWatch® Pet Insurance Programs are administered by PTZ Insurance Agency Ltd. and underwritten by The North River Insurance Company (NAIC #21105, Morristown, NJ), rated A (Excellent) by AM Best 2020, an underwriting company of Crum & Forster. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. 24PetWatch, 24PetWatch & Design and related words and logos are trademarks and the property of PTZ Insurance Agency Ltd. (California residents only: PTZ Insurance Agency Ltd., d.b.a PIA Insurance Agency Ltd.).