24Petwatch Pet Insurance Programs are underwritten by The North River Insurance Company, and by The United States Fire Insurance Company, rated A (Excellent) by AM Best 2020, underwriting companies of Crum & Forster. C&F and Crum & Forster. 24PetWatch Pet Insurance Programs are offered by PTZ Insurance Agency Ltd. (California residents only: PTZ Insurance Agency Ltd., d.b.a PIA Insurance Agency Ltd.) NPN: 5328528 

 
PTZ Insurance Agency Ltd. and Crum & Forster are parts of Fairfax Financial Holdings Limited 
 
PTZ Insurance Agency Ltd. (California residents only: PTZ Insurance Agency Ltd., d.b.a PIA Insurance Agency Ltd.) administers the plans by handling claims, billing, customer service, and sales. PTZ Insurance Agency Ltd. (California residents only: PTZ Insurance Agency Ltd., d.b.a PIA Insurance Agency Ltd.). is authorized to sell insurance in all 50 states and the District of Columbia